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How Real Merchants Reduce Chargebacks

Intro:
Chargebacks are revenue killers. No matter your industry, reducing them starts with knowing what triggers disputes—and putting systems in place to prevent them.

Main Content:

  • Crypto:
    • Fraud filters alone aren't enough. Educate users with clear transaction descriptors and email confirmations.
    • Result: A leading exchange dropped their chargeback ratio from 1.7% to 0.4% by adjusting their confirmation process.
  • FX:
    • Focus on clarity and dispute resolution speed. FX merchants who reply to inquiries within 24 hours see 30–50% fewer chargebacks.
    • Tip: Use automated response bots with pre-filled dispute forms.
  • Ecommerce:
    • Common triggers: unclear billing, shipping delays, poor support.
    • Solutions: Real-time order tracking, branded billing descriptors, and post-purchase satisfaction emails.
    • Result: A skincare merchant reduced chargebacks by 65% using a simple FAQ on product results and timelines.

Conclusion:
There’s no one-size-fits-all approach to chargebacks. But with clear policies, prompt communication, and proactive tools, merchants across industries are turning disputes into resolved transactions—and keeping their revenue intact.

Published Date:

July 1, 2025

About the Author

Devon Sealy

Devon has spent most of his career working at the intersection between technology and banking, holding various roles from salesperson to senior executive. In 2021 he made the decision to focus on digital payments and his personal mission is to make a positive contribution to the eco-system. Devon believes in building longstanding, mutually beneficial, relationships with both customers and partners. He has been a been a UAE resident since 2015 and strongly believes in the region's growth prospects.

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